IMPORTANT NOTICE: These Terms consist of General Terms (Sections 1-15) that apply to all services, and Service-Specific Terms (Section 16) with additional requirements for specific APIs. Make sure to read both sections relevant to your use.
1. Agreement to Terms
By accessing or using Forge APIs services ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access our Services.
These Terms apply to all visitors, users, and customers who access or use our Services.
2. Use of Services
Forge APIs provides API services including but not limited to fraud detection, risk assessment, data validation, and other developer tools. By using our Services, you represent that:
- You are at least 18 years old
- You have the legal capacity to enter into these Terms
- You will use the Services only for lawful purposes
- You will comply with all applicable laws and regulations
3. Accounts
Account Creation
To use our Services, you must create an account. You agree to:
- Provide accurate, current, and complete information
- Maintain and update your information to keep it accurate
- Keep your API keys and account credentials secure
- Notify us immediately of any unauthorized access
- Be responsible for all activities under your account
API Keys
Your API keys are confidential. You must not share, publish, or expose them publicly. If your API key is compromised, contact us immediately to generate a new one.
4. Payment Terms
Subscription Plans
We offer various subscription plans with different features and usage limits:
- Free Plan: Limited API calls per month
- Paid Plans: Various tiers with increased limits and features
Billing
- Subscriptions are billed monthly in advance
- All payments are processed through Stripe
- Prices are in USD unless otherwise specified
- You authorize us to charge your payment method on a recurring basis
Refunds
We offer a 7-day free trial for new customers. After the trial period, payments are non-refundable except where required by law.
5. API Usage
Rate Limits
Each plan includes specific rate limits and monthly usage quotas:
- Exceeding rate limits may result in temporary service suspension
- We reserve the right to throttle excessive requests
- Unused monthly quotas do not roll over
Acceptable Use
You agree not to use our APIs to:
- Violate any laws or regulations
- Infringe on intellectual property rights
- Transmit malicious code or viruses
- Attempt to gain unauthorized access to our systems
- Resell our services without written permission
- Process illegal or harmful content
- Circumvent usage limits or security measures
Important: Our APIs provide data analysis and risk assessment services. They are not intended to be the sole basis for legal compliance or critical business decisions. You are responsible for how you use the data we provide.
6. Restrictions
You are specifically restricted from:
- Reverse engineering or attempting to extract source code
- Using our Services for competitive analysis or building competing products
- Sublicensing, selling, or redistributing our Services
- Using automated systems to create multiple accounts
- Misrepresenting your affiliation with Forge APIs
7. Intellectual Property
The Service and its original content, features, and functionality are owned by Forge APIs and are protected by international copyright, trademark, and other intellectual property laws.
You retain ownership of any data you submit to our APIs. By using our Services, you grant us a limited license to process your data solely for the purpose of providing the Services.
8. Limitation of Liability
Disclaimer of Warranties
Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:
- Merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy or reliability of results
Limitation of Damages
To the maximum extent permitted by law, Forge APIs shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- Loss of profits, data, or business opportunities
- Service interruptions or data loss
- Errors or inaccuracies in our Services
- Damages resulting from your use of our Services
Our total liability shall not exceed the amount you paid us in the three (3) months prior to the claim.
9. Indemnification
You agree to indemnify, defend, and hold harmless Forge APIs, its officers, directors, employees, and agents from any claims, damages, losses, fines, penalties, or expenses (including reasonable attorneys' fees) arising from:
- Your use of our Services
- Your violation of these Terms
- Your violation of any third-party rights
- Any content or data you submit through our Services
- Your failure to comply with applicable laws and regulations
- Any regulatory investigations or enforcement actions related to your use of our Services
10. Termination
We may terminate or suspend your account immediately, without prior notice, for any reason, including but not limited to:
- Breach of these Terms
- Non-payment of fees
- Suspected fraudulent or illegal activity
- Extended period of inactivity
Upon termination, your right to use our Services will cease immediately. You may terminate your account at any time through your account settings or by contacting us.
11. Changes to Terms
We reserve the right to modify these Terms at any time. Material changes will be notified via email or through our Services. Continued use after changes constitutes acceptance of the modified Terms.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Any disputes shall be resolved through binding arbitration in London, England, except where prohibited by law.
13. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full effect.
14. Entire Agreement
These Terms constitute the entire agreement between you and Forge APIs regarding our Services and supersede all prior agreements and understandings.
For questions about these Terms of Service, please contact us:
- Email: hello@forgeapis.com
- Website: forgeapis.com
- Location: London, England, United Kingdom
16. SERVICE-SPECIFIC TERMS
The following additional terms apply to specific Forge APIs services. By using any of these services, you agree to both the General Terms above AND the specific terms below.
16.1 RISKSCORE API ADDITIONAL TERMS
CRITICAL DISCLAIMERS - PLEASE READ CAREFULLY
The RiskScore API is NOT an age verification service and does NOT comply with any age verification laws.
- RiskScore provides risk assessment signals ONLY
- It does NOT verify or determine actual ages
- It does NOT verify identities
- It does NOT guarantee compliance with any laws
- It does NOT replace proper age verification procedures
- It is NOT sufficient for legal compliance
16.1.1 Your Sole Responsibility for Compliance
By using the RiskScore API, you acknowledge and agree that:
- You are SOLELY responsible for compliance with all applicable age verification, data protection, and online safety laws
- You MUST implement appropriate age verification measures beyond RiskScore
- You MUST NOT use RiskScore as your only age verification method
- You MUST include human review for any age-related decisions
- You warrant that you have obtained appropriate legal advice about your compliance obligations
16.1.2 Prohibited Uses - RiskScore
You specifically may NOT use RiskScore to:
- Claim or imply that you have verified someone's age
- Market your service as having "age verification" based on RiskScore
- Make automated decisions about age without human review
- Comply with age verification laws or regulations
- Grant or deny access to age-restricted content based solely on RiskScore
- Process data of individuals you know to be under 13
16.1.3 Enhanced Indemnification for RiskScore
You specifically agree to indemnify, defend, and hold Forge APIs completely harmless from:
- Any claims related to minors accessing your services
- All regulatory fines, penalties, or enforcement actions
- Claims that you failed to properly verify ages
- Any damages arising from your age verification practices
- Legal costs arising from age-related compliance issues
- Any misrepresentation of RiskScore's capabilities
16.1.4 Specific Liability Exclusions - RiskScore
Forge APIs is NOT liable for:
- Any age verification compliance failures
- Minors accessing age-restricted content or services
- Regulatory fines or penalties of any kind
- Inaccurate risk scores or assessments
- Any decisions you make based on our risk scores
- Any damages arising from your use of RiskScore
16.1.5 Data Processing
- We process data solely as a data processor
- You are the data controller and responsible for data legality
- You warrant you have legal basis to submit all data
- We make no representations about data accuracy
16.1.6 No Warranty of Accuracy
Risk scores are statistical estimates based on pattern analysis. They are not factual determinations and may be inaccurate. We make NO warranties about accuracy, reliability, or fitness for any purpose.
16.1.7 Acknowledgment of Risk
By using RiskScore, you acknowledge that:
- Age verification carries significant legal risks and penalties
- RiskScore alone is insufficient for legal compliance
- You have implemented comprehensive compliance measures
- You will not hold Forge APIs liable for any compliance failures
- You are using RiskScore at your own risk
By using any Forge APIs service, you confirm that you have read, understood, and agree to all applicable terms including any Service-Specific Terms.